/* Calculator guides: readable text, local images and compact, accessible figures. */
.tool-header{max-width:1000px}.tool-header h1{font-size:clamp(32px,4.4vw,62px);text-wrap:balance;line-height:1.12}.tool-header>p{max-width:850px;font-size:18px;line-height:1.75}.tool-byline{display:flex;flex-wrap:wrap;gap:8px 22px;margin:20px 0;color:#576173;font-size:13px}.tool-byline a{text-decoration:underline;text-underline-offset:3px}.tool-jumplinks{display:flex;gap:10px;flex-wrap:wrap;margin-top:21px}.tool-jumplinks a{min-height:44px;padding:10px 15px;border:1px solid #d7d5e5;border-radius:8px;color:#4b359c;font-size:13px;font-weight:600;background:white}.tool-jumplinks a:first-child{color:white;background:#5b43bd;border-color:#5b43bd}.tool-guide-main{min-width:0}.tool-guide-main p{font-size:17px;line-height:1.85}.tool-guide-main h2{font-size:clamp(25px,3vw,34px);line-height:1.25;text-wrap:balance;letter-spacing:-.025em}.tool-guide-main a,.tool-sources a,.hub-help a{color:#5238a8;text-decoration:underline;text-underline-offset:3px}.tool-guide-main section{scroll-margin-top:100px;margin-bottom:48px}.guide-photo,.guide-chart{margin:30px 0 46px}.guide-photo img{display:block;width:100%;height:auto;max-height:350px;object-fit:cover;border-radius:14px}.guide-chart img{display:block;width:100%;height:auto;border:1px solid #e1e5ee;border-radius:15px}.guide-photo figcaption,.guide-chart figcaption{font-size:13px;line-height:1.65;color:#596476;margin-top:12px}.info-box{border-left:4px solid #5b43bd;background:#eeecf8;padding:23px 26px;border-radius:0 12px 12px 0;margin:28px 0}.info-box>strong{display:block;font-size:18px;line-height:1.4;color:#38286e}.tool-guide-main .info-box p{margin:10px 0 0;font-size:16px;line-height:1.8}.info-box-warm{background:#ecf5f2;border-color:#14796d}.info-box-warm>strong{color:#10574f}.guide-navigation{max-height:calc(100dvh - 115px);overflow-y:auto;scrollbar-width:thin}.guide-navigation a{font-size:13px;line-height:1.5;padding:8px 0;min-height:36px}.calc-presets{border-top:1px solid #dddfe9;margin-top:24px;padding-top:18px}.calc-presets>span{display:block;font-size:12px;font-weight:700;margin-bottom:10px}.calc-presets>div{display:flex;flex-wrap:wrap;gap:8px}.calc-presets button{border:1px solid #d8d3eb;background:#f7f6fc;color:#48368b;border-radius:7px;padding:9px 11px;font:inherit;font-size:12px;line-height:1.5;cursor:pointer;min-height:44px;text-align:left}.calc-presets button:hover{background:#eae5ff;border-color:#8876c6}.calc-presets p{font-size:11px;color:#5f6877;line-height:1.6;margin:10px 0 0}.savings-goal{padding:26px;border:1px solid #d8d3eb;background:#f8f7fd;border-radius:14px;margin:25px 0}.savings-goal input{min-width:0;width:100%;border:1px solid #c3bdce;padding:12px;border-radius:7px;font:inherit;font-size:17px;color:#202938;background:white;min-height:48px}.savings-goal .calc-field{font-size:13px;line-height:1.5}.savings-goal .button{margin-top:22px;white-space:normal;text-align:left}.savings-goal .goal-result{margin-top:23px;font-size:16px}.goal-result output{display:block;color:#5035a6;font-size:34px;font-weight:700;line-height:1.4;margin-top:8px}.savings-goal [data-goal-note]{font-size:13px;line-height:1.7}.savings-goal [data-goal-error]{color:#9b272b;font-size:15px}.tool-sources{padding-top:25px;border-top:1px solid #e0e3ea}.tool-sources ul{padding-left:22px;font-size:15px;line-height:1.9}.calculator-author{max-width:850px}.question-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:30px 0}.question-links a{display:flex;flex-direction:column;justify-content:space-between;gap:13px;background:#fff;border:1px solid #dcdfea;padding:21px;border-radius:12px;line-height:1.55;transition:border-color .15s ease}.question-links a:hover{border-color:#6c54be}.question-links a span{font-size:16px;font-weight:600;color:#293245}.question-links a small{font-size:12px;color:#593eb0}.archive-questions{margin:0 0 35px}.tool-page .calc-field{line-height:1.45}.tool-page .calc-error{font-size:15px}.tool-page .calc-assumption{font-size:12px;line-height:1.75}.tool-page .calc-privacy{font-size:12px}.tool-page .result-explainer{font-size:13px;line-height:1.75}.tool-page .calc-field>span:first-child{font-size:13px}.tool-page .chart-axis{font-size:12px}.tool-page .chart-legend{font-size:12px;line-height:1.5}.tool-page .result-metrics span{font-size:12px}.tool-page .result-label{font-size:14px}.tool-faq summary{line-height:1.5;min-height:48px}.tool-page a:focus-visible,.tool-page button:focus-visible,.question-links a:focus-visible{outline:3px solid #5d46b1;outline-offset:4px}.tool-page input:focus-visible,.tool-page select:focus-visible{outline:2px solid #5d46b1;outline-offset:2px}.calc-presets[hidden]{display:none}
@media(max-width:1000px){.question-links{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-navigation{max-height:none}.tool-guide-aside{min-width:0}}
@media(max-width:760px){.tool-header>p{font-size:16px;line-height:1.8}.tool-header h1{font-size:34px;overflow-wrap:normal;hyphens:auto}.tool-jumplinks a{font-size:12px;padding:10px 12px}.tool-guide-main p{font-size:16px;line-height:1.85}.tool-guide-main .info-box p{font-size:15px}.info-box{padding:20px}.info-box>strong{font-size:17px}.guide-photo,.guide-chart{margin:25px 0 35px}.guide-photo img{max-height:280px}.savings-goal{padding:20px}.tool-byline{font-size:12px}.tool-guide-aside .guide-navigation{display:none}.tool-examples{min-width:460px}.question-links a{padding:17px}.question-links a span{font-size:14px}.tool-page .calc-assumption{font-size:12px}.tool-page .calc-field select{font-size:14px}.tool-page .calc-field>span:first-child{font-size:12px}.tool-page .calc-reset{font-size:12px;min-height:44px}.tool-page .result-actions button{font-size:12px;min-height:44px}.tool-page .calc-table-details>summary{font-size:13px;min-height:48px}.tool-page .calc-table-scroll table{font-size:13px}.tool-page .result-number{overflow-wrap:anywhere}.tool-page .tool-faq details p{font-size:15px}.tool-page .tool-faq summary{font-size:16px}}
@media(max-width:480px){.question-links{grid-template-columns:1fr}.tool-jumplinks{gap:8px}.tool-byline{flex-direction:column;gap:5px}.calc-presets button{flex:1 1 130px}.savings-goal .calc-fields{grid-template-columns:1fr}.tool-page .calculator-form,.tool-page .calc-result{padding:23px 18px}.tool-page .calc-fields{gap:19px 12px}.tool-page .input-unit{font-size:11px}.tool-page .result-metrics>div{flex-basis:130px}}
@media print{.question-links,.tool-jumplinks,.calc-presets,.savings-goal button{display:none}.tool-guide-main p{font-size:11pt}.guide-chart,.guide-photo,.info-box,.author-box{break-inside:avoid}.guide-chart{max-width:600px}.tool-guide-main section{margin-bottom:25px}.tool-page .calc-assumption{color:#333}}

.mobile-guide-toc{display:none}@media(max-width:760px){.mobile-guide-toc{display:block;background:#fff;border:1px solid #dcdfea;border-radius:10px;padding:16px 20px;margin-top:24px}.mobile-guide-toc summary{cursor:pointer;font-weight:700;font-size:15px;min-height:28px}.mobile-guide-toc nav{display:flex;flex-direction:column;margin-top:10px}.mobile-guide-toc nav a{padding:10px 0;min-height:44px;line-height:1.5;color:#5238a8;font-size:14px}}